Life can begin at 60

by S Ramachandran

Many people feel unhappy, health-wise and security-wise, after 60 years owing to the diminishing importance given to them and their opinion.  But it need not be so, if only we understand the basic principles of life and follow them scrupulously. Here are ten mantras to age gracefully and make life after retirement pleasant:

1. Never say ‘I am aged’

There are three ages, chronological, biological and psychological.  The first is calculated based on our date of birth, the second is determined by health conditions  and the third is how old you feel you are.  While we don’t have control over the first we can take care of our health and with good diet, exercise and cheerful attitude.  A positive attitude and optimistic thinking can reverse the third age.

2. Health is wealth

If you really love your kith and kin, taking care of your health should be your priority.  Thus, you will not be a burden to them.  Have an annual health check and take the prescribed medicines regularly.  Do take health insurance cover.

3. Money is important

Money is essential for meeting the basic necessities of life.  Keeping good health and earning, family respect and security.  Don’t spend beyond your means even for you children.  You have lived for them all through and if is time you enjoyed a harmonious life with your spouse / partner. If your children are grateful and they  take care of you, you are blessed. But never take it for granted.

4. Relaxation and recreation

The most relaxing and recreating forces are a healthy religious attitude, good sleep, music and laughter.  Have faith in God, learn to sleep well, love good music and see the funny side of life.

5. Time is precious

It is almost like holding a horses reins.  When they are in your hands, you can control them.  Imagine that everyday you are born again.  Yesterday is cancelled cheque. Tomorrow is a promissory note. Today is ready cash, use it profitably… Live this moment…

6. Change is the only permanent thing

We should accept change.  It is inevitable.  The only way to make sense out of change is to join the dance. Change has brought about many pleasant things.  We should be happy that our children are blessed.

7. Enlightened selfishness

All of us are basically selfish.  Whatever we do, we expect something in return.  We should definitely be grateful to those who stood by us.  But our focus should be on the internal satisfaction and happiness.  We derive by doing good to others, without expecting anything in return.

8. Forget and forgive

Don’t be bothered too much about others’ mistakes.  We are not spiritual enough to show our other cheek when we are slapped in one.  But for the sake of our own happiness, let us forgive and forget them.  Otherwise, we will only increasing our BP.

9. Everything has a purpose

Take life as it comes.  Accept yourself as you are and also accept others for what they are.  Everybody is unique and right in his own way.

10. Overcome the fear of death

We all know that one day we have to leave this world.  Still we are afraid of death.  We think that our spouse and children will be unable to withstand our loss.  But the truth is no one is going to die for you; they may be depressed for some time.  Time heals everything and they will carry on.

Value Add and Local Content

Operating a sales company, the gross margin percentage is often given by the reseller discount you are getting from your suppliers. If you want to increase profitability you could provide “value added services” with your products, for example maintenance contracts, on-site installations etc. In this presentation we will introduce the key ratios “value add percentage” VAP and “profitability value add” PRVA.

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10 business e-mails you shouldn’t send (CNN)

See also my post Writing E-mails

Imagine a tiny boat afloat on a thrashing sea, water pouring through a gaping hole in the hull.

A sailor is frantically bailing dark, angry water, but no matter how much he scoops, the water line never seems to recede — more waves just pummel him in the face like a particularly insecure middle-school bully.

That, my friends, is our metaphor for the average worker’s e-mail inbox.

Yeah, we know, there are tons of new communication technologies out there, but e-mail still reigns supreme in the worker realm: A recent study even shows that e-mail eats up the most mobile time among Americans.

Which is why we think it’s high time to outline some of the most annoying practices when it comes to business e-mails — practices that might make your compatriots drown themselves in frustration.

Read on to avoid making these 10 mistakes:

1. “YELLING”

Ever get an e-mail like this?

Subject line: MY CLIENT URGENTLY NEEDS TO SPEAK WITH YOU!

Hot tip: When you type in all caps, you’re basically likening yourself to those crazy dudes who yell about the End Times on the subway (who are perhaps a bit subdued at present). Yeah, no one wants to talk to you.

2. Going all kindergarten with your fonts

Remember when LeBron James spurned the Cleveland Cavaliers and joined forces with the Miami Heat, prompting Cavaliers owner Dan Gilbert to pen a long letter on the team website tearing into James?

Remember what font Gilbert used? That’s right, Comic Sans — aka “The Great Underminer.” Stick to Helvetica, folks, and people will remember your sentiment instead of your poor choice of typeface. (To say nothing of pink fonts and Word Art-like signatures splashed across floral graphics.)

3. Misnomers

Unless you are supremely stupid, senile or illiterate, there is no real excuse for getting a business contact’s name wrong, because it’s right there in his/her e-mail address. Consider this cautionary tale.

If you’re prone to typos, well, then, that’s what copy-paste is for.

4. Emoticons

As we have stated in the past — back when we called for a brief break from the smiley — emoticons have reached “STD-like proportions since their inception, spreading from one person to another like particularly expressive herpes.”

OK, we can see the necessity of using a placating “smiley” in an e-mail to a contact who might need a spoonful of sugar to make the “your idea sucks” medicine go down. But nix emoticons from any initial e-mails with new contacts.

5. Overly informal greetings

“Helloz Sar-Sar! Imma tell you about a super rad product that, let’s face it, all of us gurlz should totally peep if you have a burnin’ hot love life but want to avoid burnin’ hot other things (you know what I’m talkin’ about!).”

No one has a strong enough stomach to deal with epistles of this sort on a daily basis. Save the LOLCat speech for when you’re old and gray and shooting off adorable, kitten-packed e-mails to your grumbling grandkids. They can’t fire you for being obnoxious.

6. Rambling

Allow me to narrate the internal dialogue of the average desk-bound minion: “Spreadsheets sure have a lot of lines… I’m hungry… I hope no one notices this hickey that Joe from accounting gave me after Happy Hour last night…. I’m hungry… Look! There’s a blue bird outside and it cocked its head at me!”

Get to the point. You have approximately three sentences to cut through said desk worker’s mental clutter before she — Oh, someone sent me a video of a dog hugging a turtle!

7. Unclear subject lines

Do you have important news? Then, by all means, say so in your subject line. Hiding a vital correspondence behind a “Subject Line: Hey” is not doing anyone any favors — except for your competition.

8. Sending too many e-mails in a row

You probably spend, oh, 20 hours per day glued to some form of computer-esque device (soon the machines will destroy us all), which means that when you don’t receive an immediate response to your e-mail, it’s possible to, well overreact — much like a clingy lover waiting for an answer on that “Dinner tonight, then a different kind of spooning?” text.

Don’t be a desperate loser. Wait at least 24 hours before sending a follow-up e-mail, unless it’s an emergency, in which case there’s this handy thing called the phone or, you know, the five-second walk over to your co-worker’s desk. Yeah, we know, real life communications are hard.

9. Clip art

I imagine most of you are intelligent enough to figure out why this is not OK.

10. Not using the right method of contact

Never message a business contact on Facebook. Seriously. Why? Because Facebook is where you go to look at pictures of people from high school when you’re drunk — there’s even a plug-in to prevent you from ruining your social media life whilst whiskey-soaked.

Sending a business-oriented message via Facebook is like wandering into a debauched party and expecting everyone to listen to you when you start talking about sales figures.

If you’re having issues finding someone’s professional contact info, sure, send him/her a message on Facebook or Twitter asking them for that info, but don’t carry on a whole convo right then and there.

Unless you’re looking for dirt on said contact, in which case be sure to send the ol’ message at around 4 a.m., when his defenses are down.

By Andrea Bartz and Brenna Ehrlich, Special to CNN

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The Dashboard – Driving Business to Success

DashboardA dashboard is the panel of instruments and controls facing the driver of a vehicle. Driving a companies business, a dashboard should give you a condensed summary, which allows you to recognize critical areas and take actions to keep the business moving in the right direction – provided you know your destination.

Any dashboard without a clearly defined strategy for the organization will be useless. Only if you know the destination, you can derive the right set of key performance indicators and arrange them in such a way that they give you the current position of the organization, highlight deviations and allow you to make necessary corrections.

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